Lesson 2: Thinking About Money and Goals (6-8)
Handout 2

Saving and Investing Goals

Directions:  Write personal saving/investment goals for the short, medium, and long term.  Write your goals in the chart and determine the most realistic opportunity for choosing to save/invest for that particular goal.   Example: Saving $40 per month for a car in the medium-term might have an opportunity cost of not spending that amount on entertainment.  Remember:  Opportunity cost is in the “eye of the beholder” and depends on the perceptions, values, and priorities of the individual.

 

Sources of Income(savings, part-time job, gifts, etc.)

Saving/Investment Goals(be specific)
 

 Opportunity Cost (Next best alternative given up)

Short term
(Less than 1 year)

 

 

 

Medium term
(1-3 years)

 

 

 

Long term 
(more than 3 years)